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My name is Stephen Preusz. At the age of 29 I was diagnosed with End Stage Kidney Failure. If it weren’t for the healthcare I received, the financial assistance my donor received, or the actual gift of a living kidney, I might not be able to write these words today. My battle with end stage kidney disease taught me, and continues to teach me, invaluable lessons about life and people. 

The greatest gift I could be given was the gift of life. My first cousin Kurby Brand gave me that gift when he decided to donate his kidney. His selfless act would forever change my life in countless ways. His gift would not have been possible without the assistance of programs that help people when donating an organ. Like most people, Kurby is a blue collar hard working American. He is proud of his work. He has reported like clockwork for the last 25+ years of his life. When I was told that Kurby matched my kidney it was one of the greatest moments of my life but immediately I started thinking about the cost. There was no doubt that it would be overwhelming for our family. The initial cost would be anywhere between $5K-$10K for basically just travel expenses! Not to mention the income that Kurby would be missing. More than a year without income had left me unable to afford Kurby’s expenses or his missed wages and, unlike most people, I had savings to rely on when I started my battle. I could not cut a check for that kind of expense and be able to support myself as I recovered from the transplant and tried to restart my life. Once my concerns had become reality I called my transplant coordinator, who had become like family to my wife, Ashley, and I. He informed us about The National Travel Assistance Program and helped us begin the application process. The rest is history.

Because of my sickness, my wife and I were inspired to find a way to use my skills and knowledge of marketing to develop a vehicle to help people dealing with the same limitations I had dealt with. I learned that being successful in business does not guarantee your health and being sick and unable to work for over a year creates unimaginable financial hurdles on top of the physical and emotional strains. Luckily, my prior successes had created reserves that I could lean on in my time of need. Many people that find themselves in the same situation are not financially prepared and can’t afford to miss work.

I received an extension on my life and now I’m living the idea that Ashley and I had discussed. Use my current skills to help people that find themselves in the same situation. I was fortunate to be given a second chance at life with a healthy kidney. Through a charitable life (ACL), I have developed a unique way to create that same opportunity and do things for others that find themselves battling organ failure. Last year, on average, 18 people per day died awaiting an organ transplant. This is an avoidable tragedy with the proper assistance. A charitable life’s goal is to ensure that we do all that we can to make sure this unnecessary loss of life ceases.

ACL’s purpose is to help those in need deal with organ failure by using funds to drive education and donation as well as provide travel/medication assistance for expenses incurred before, during, and after the organ donation process for the donor, the recipient and their families. a charitable :life" will raise funds to assist through donation, fundraising campaigns, and partnerships with forward thinking organizations. 

Just like most charitable organizations, ACL operates on individual and institutional donations. If you are compelled to assist, and we hope you are, click the link below and you can make a one-time donation or become part of one of our monthly donor programs.

Unlike most charities, ACL is a licensed nonprofit insurance agency that has created a unique process of selling insurance and financial vehicles with a portion of the proceeds generated by each sale going directly to ACL. My family and I have sold insurance and financial vehicles since the early 1950s when my grandfather began as a managing agent. The family business has continued to grow into the insurance marketing organization it is today. With our knowledge of the financial vehicles available today, ACL’s legal team has studied and developed, and will continue to study and develop, many ways to deploy financial vehicles that will benefit ACL, our donor members, our partner programs, and most importantly those in need. 

ACL has helped its clients, members, and partner organizations with numerous ways to meet their needs for insurance, retirement planning, wealth management, and planned giving. Our goal is to provide the best benefit and in-turn utilizes a portion of the proceeds generated from these transactions to assist with ACL’s cause to help those that are battling organ failure.

Some of our areas of expertise include:

  • Benefit Planning and Financial Review
  • Life Insurance
  • College Planning
  • Retirement Planning
  • Wealth Management
  • Asset Growth
  • Asset Transfer
  • Asset Protection
  • Charitable Giving
  • Planned Giving
  • Wills and Trusts


If you have any questions about a charitable life, our services, our programs, or for a personal consultation, please complete the form on the right hand side of this page or call us at (866) 306-8606 today. Please, click on your favorite social network icon below to stay in touch with a charitable "life".

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